ISMAEL BLANCO / MARGARITA LEON. Three and a half million jobs lost since the beginning of the crisis. Two million households without any source of income. Growth of almost 30% the difference between high income and low. An unprecedented increase in the rates of poverty and social exclusion, with a special emphasis on youth, Women and people of immigrant origin. For many, the most dramatic consequence of job loss has been and is being evicted from their homes by defaults on mortgage. A study recently published in the College of Registrars shows that, only 2012, occurred in Spain over 30.000 first homes to foreclosures. 115 expropriations daily. One each 15 minutes.

Do not go to explain here cas l'source of the problem, qual on hi ha, otherwise, a certain consensus old mortgage law, abusive contracts, an absolute helplessness affected by. As an example of political 'top down', The Spanish government is no need for the Court of Justice ruling that the procedures for eviction for non-payment of a mortgage are contrary to European legislation for the protection of consumers said that the law must be changed .

The process leading to legislative change in this area, but, can not be understood without the role played by the Platform of People Affected by Mortgage (PAH). With its affirmative action, the PAH has placed the issue of housing (and particularly, the evictions) in the center of the political agenda of the country. The ILP promoted by PAH and other organizations, in favor of retroactive payment in kind, halt evictions and the promotion of social rent, has collected nearly one and a half million signatures and has an obvious social support. The political and media debate today revolve around the measures proposed by this organization. Quite an achievement in a field of public policy historically captured by financial interests of the axis-estate.

But beyond the 'fight’ by changing a rule certainly unfair, what is truly innovative in terms of social and political dynamics in a time of social emergency as we live, is the function that is playing the PAH in the mediation of the conflict and the implementation of solutions that respond to the thousands of people who live despair. The cuts we have been suffering from 2010 under the euphemism of the rationalization of expenditure have not been compensated by any measures to cushion the impact of the crisis. So, social policies seem to evaporate just when we need them most. An example is the cut in more than one 50% fund to support the reception and social integration of immigrants, at a time when nearly half of this group has been without work.

While social policies recede, movements such as PAH advance hard not only for his work denouncing the injustices and demand for new policies, but also the deployment of an important social function, despite their limitations, of counteracting the effects of institutional paralysis. The action of PAH acted as incentive for local authorities to take positions and assume responsibilities in a matter beyond its competence framework. Occupied housing units as part of the campaign of rehousing the welfare of PAH play a redistributive function that government should be taking more than ever. In the absence of institutional action, the alternative to collective occupations promoted by PAH is the individual employment, driven exclusively by personal despair, with possible negative effects on residents living. In PAH will also have to thank the important task of articulating networks of solidarity and reciprocity among different groups, regardless of its origin. If the most vulnerable of our cities, with a high concentration of non-EU immigrant origin, ethnic conflict has erupted despite the current context of strong shortage, is probably the role played by community organizations such as PAH.

No one can be surprised that the confidence of citizens in the state apparatus is a minimum. A trust that is inversely proportional to that shown by non-governmental organizations, with PAH head (over 70% Support, according to a recent survey Metroscopia El País on the 11% who supported the work of the government). At present the PAH, with clear links to 15M, is probably the best evidence that is not what democracy is in crisis, but the institutions that represent. As stated Joan Subirats ( the trajectory of PAH caters to a certain paradigm of creating new spaces democracy, a new collective aura. With its forms of organization, Dam decisions, conflict management, PAH is helping to generate the, William Martinez reflected as a few days ago (, a new constitutional process marked by the struggle for greater social justice, political and legal arrangements before sinking. And if there were no PAH? If there were no PAH, would be necessary to invent it.